When buying a home, your lender may require homeowner’s insurance, which in turn usually means a termite inspection. Even if your lender doesn’t require homeowner’s insurance, most lenders still require a termite or Wood Destroying Organism (WDO) inspection.
Termites may be small, but they typically live in
large colonies. It’s possible to go for years without knowing they’re
destroying your home. Termites need food (such as wood), moisture, and
warmth to survive. Wood building materials in and around homes can
provide the perfect food source, and insufficient grading that allows
puddles to form near your foundation or air conditioning units that
create run-off moisture can offer the perfect amount of moisture for
Some indications you may have a termite infestation:
- A temporary swarm of winged insects in or around the foundation of your home
- Cracked or bubbling paint (which may indicate termite droppings)
- Wood that sounds hollow when tapped
- Mud tubes on beams or in crawl spaces
A termite inspection will let you know if you have any infestation. Give us a call or visit our website to learn more!
Although it would be nice for the seller to fix every home inspection issue, there are only so many repairs most sellers are willing to do.
What should you ask a seller to repair or replace? A sound rule is to focus on the larger items that require permits. Once the repair or replacement is done, request the seller to supply building permits or receipts. This approach should make the buyer feel better by proving that the work has been inspected by an authority; it also puts the cost of the re-inspection in the seller’s lap. If a repair is so minor that it doesn’t require a building permit, then why ask for it? Chances are if a seller is going to make these types of repairs, they probably will be done with the least amount of work or money possible. Some major home inspection items worth asking a seller to fix include:
- Infestation of termites or wildlife
- Major drainage or ongoing water problems
- Mold problems
- Radon levels above EPA suggested levels
- Major electrical defects that cause safety issues
- Significant plumbing problems
- Lead paint
To help you better navigate this part of a home sale transaction, Donofrio & Associates offers a new tool―Repair Request Builder. It’s an easy way to create a report for clients to create an addendum for the sellers―and the best part is that it’s FREE as a part of your home inspection. This reporting system will cut down on the amount of time spent putting together addendums following the inspection. The tool’s highlights include:
- Email/texting capabilities
- A menu of specific defects
- Dollar amount credit request options
- Requests for repairs or replacements
To learn more about Repair Request Builder, visit our website!